Skill Subject: Insurance

Part B: Vocational Skills

• Unit 1 - General Insurance
• Unit 2 - Fire Insurance
• Unit 3 - Marine Insurance
• Unit 4 - Motor Vehicle Insurance
• Unit 5 - Mediclaim and Accident Insurance
• Unit 6 - Burglary and Theft Insurance

Unit 1: General Insurance

• Meaning and importance of General Importance.
• Different types of General Insurance.
  1. Fire Insurance.
  2. Marine Insurance.
  3. Motor Vehicle Insurance.
  4. Medi-Claim Insurance.
  5. Accident Insurance.
  6. Burglary and Theft Insurance.
  7. Present Organizational set up of General Insurance companies in India - GICI - its subsidiaries, Private Companies.
  8. Principles of General Insurance - Insurable Interest, Indemnity, subrogation, good faith.

Unit 2: Fire Insurance

• Types of Fire insurance Polices - Their main features and clauses.
• Meaning & Significance of Average Clause.
• Procedure for taking Fire Insurance Policies and settlement of claims.

Unit 3: Marine Insurance

• Three types of Marine insurance - Cargo Insurance, Hull Insurance and Freight Insurance.
• Types of Policies.
• Clauses of a Marine Insurance Policy.
• Marine losses.

Unit 4: Motor Vehicle Insurance

• Types of Polices and Risks Covered therein.
• Procedure for obtaining motor Insurance Policy.
• Settlement of claims.

Unit 5: Medi-Claim and Accident Insurance

Important conditions of such Polices and Benefits available therein, Procedure for claims.

Unit 6: Burglary and Theft Insurance

• Need for such Insurance.
• Information to be furnished and procedure to be follow.
• Recovering the claims.