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Skill Subjects Banking and Insurance

Anand 30 October 2020
Exam Structure

In order to upgrade the skills and proficiency of the young generation and also to provide them awareness to explore about various career options the Central Board of Secondary Education has started offering 17 Vocational Courses in different sectors at Secondary level. The skill education envisions imparting the procedural knowledge and skills to the students that will enable students to excel and emerge successful in real situation of both work and life.

It works towards imparting an education that is holistic, meaningful and skill oriented which instills among the youth a sense of usefulness and responsibility. At Secondary Level, vocational subject is offered as additional sixth subject along with the existing five academic subjects.

If any student fails in any one of the three elective subject (Science, Mathematics and Social Science), then it will be replaced by the vocational subject (offered as a 6th additional subject) and result of Class X will be computed based on best five subjects. However, if a candidate desires to reappear in the failed subject, he or she may appear along with the compartment examination.

Unit Number Unit Name Marks
1 Laws relating to Negotiable Instruments 5
2 Lending Functions of a Bank 5 
3 Utility Services of a Bank 10 
4 Life Insurance Products 10 
5 General Insurance 10 
6 Communication at Workplace 10 
  Total 50

Unit 1: Laws relating to Negotiable Instruments

  1. Introduction to Negotiable Instruments
  2. Type of Negotiable Instruments
    1. Cheques
    2. B/E (Bills of Exchange)
    3. Promissory Note
  3. Parties to Negotiable Instruments
  4. Crossing of Cheques

Unit 2: Lending Functions of a Bank

  1. Lending Functions of a Bank
  2. Type of Advances-Secured & Unsecured
  3. Loans (Short Term & Long Term)
  4. Methods of granting Advances
    1. Cash Credit
    2. Overdraft
    3. Bill Discounted and Purchased

Unit 3: Utility Services of a Bank

  1. Remittance through Bank Draft
  2. E-Banking
    1. ECS
    2. RGS
    3. NEFT
    4. INTERNET BANKING
  3. Safe Deposit lockers

Unit 4: Life Insurance Products

  1. Life Insurance Policies
  2. Types of Life Insurance Policies
  3. Procedure for taking a policy
  4. Nomination & Assignment of a Policy

Unit 5: General Insurance

  1. General Insurance
    1. Fire Insurance
    2. Marine Insurance
    3. Miscellaneous Insurance Polices (Medi-claim insurance, Accident Insurance, Motor vehicles Insurance, Burglary and Theft Insurance)
  2. Procedure for taking these Polices

Unit 6: Communication at Workplace

  1. Verbal and Non-Verbal Communication
    1. Demonstrate effective use of verbal and non-verbal communication skills
    2. Identify the practices in verbal and non-verbal communication
  2. Forms of Communication
    1. Identify the forms of communication
    2. Find out the advantages and disadvantages of different forms of communication
  3. Communication media and Equipment
    1. Operate the communication media and equipment properly
    2. Evaluate the communication media
  4. Barriers in Communication
    1. Identify the barriers in communication
    2. Select the strategies for overcome barriers in communication

Syllabus for Class

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